So, what is wealth management?
The difficulty with answering this question is that wealth management means different things to different people. Banks, building societies and insurance companies all offer ‘wealth management’, but all of their propositions differ greatly. We believe there are two fundamental elements to successful wealth management.
Financial Planning - identifying your key objectives and goals and outlining the tax implications of the various structures and trusts that we advise on. This is with the aim of ensuring that the investments are held for you and withdrawn by you in a tax efficient way.
Investment Management – identifying your financial objective with the appropriate level of risk you wish to take and structuring a diversified portfolio of investments to match your appetite for risk. It is this blend of financial planning and wealth management, all under one roof, that forms the heart of our wealth management service.
THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.